Digital & AI

From pilot to platform: scaling AI in financial services

Why 80% of AI pilots stall — and the operating model patterns that get banks past the pilot graveyard.

Sophia Laurent

Sophia Laurent

May 12, 2026 · 8 min read

Most banks have run dozens of AI pilots. Very few have moved them into production at scale. The bottleneck is rarely the model — it is the operating model.

Across our work with global banks we see a consistent pattern: pilots win on technical merit but lose on governance, MLOps maturity, and change management.

The institutions that succeed in scaling AI invest in three foundations: shared data products, a hardened MLOps platform, and an empowered domain operating model that ties AI ownership to P&L.

Sophia Laurent

About the author

Sophia Laurent

Partner, Digital & AI

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